Dry skin under ear lobes, Why? (no mean comments!)?

So, last night I took out earrings that I wore for 2 days, and now they were killing my ear. So, I put Hyrdron Proxide on both ears, front and back. But now, when I woke up they had white dry skin all on the back side of the earlobe, and I know this is gross, but I peeled some of it off. Also, Yesterday, when I pyt Hyrdron Proxide on, I saw a speck of blood on the Q-Tip, but just a speck! Also, My earrings that I wore were pearls, And they were also silver. Can someone tell me if I should put new ''Sensible Solutions'' on, or leave my earrings alone?